Stock Market Falls – Should I Be Worried?

Q. I have to admit that I’ve become a bit fixated on what’s going on with the stock markets recently as they have fallen across the world, in turn affecting the value of my investments. Should I be worried? A. It’s fine to be concerned, however if it’s making you anxious then we’d say that’s […]

New Beginnings & A Sense of Gratitude

Graeme and I are sharing the final word for this year, so before I wrap up, here’s a few words from Graeme: To say the least this has been a pivotal year for me! Separated from my Ex. Finding my own home. Meeting a new lady. And my daughter Charlotte off to University! I also […]

6 Steps To Securing Your Ideal Retirement

We originally published this piece in 2014 and wanted to share it again as it’s still as important as ever… As we approach the end of yet another year, now may be a good time to look ahead towards your retirement, not just the next 12 months as many do at New Year (presuming you’re not […]

NHS Pension Scheme – Scheme Pays Change

The NHS pension scheme has made a change to the scheme rules to permit voluntary scheme pays. A pension scheme must offer mandatory scheme pays as a mechanism to pay the annual allowance charge if the member has contributed in excess of the standard annual allowance and their annual allowance liability is more than £2,000. […]

Consumer Prices Index, What Exactly Is It?

Q. I know that inflation is measured by the Consumer Prices Index (CPI), but how exactly is the CPI calculated? A. That’s a great question as the term ‘CPI’ is mentioned in the media more or less every day, but not everyone knows exactly what it is. Every year the Office for National Statistics (ONS) reviews […]

Selling Your Dental Practice? – 8 Tips for Avoiding Common Pitfalls

Are you within 5 years of selling your dental practice? Dentists face many challenges when it comes to planning to sell their practice(s). Alison Oliver from law firm Ward Hadaway shares with us her 8 Tips for Avoiding Common Pitfalls. Selling your dental practice is a big deal. At Ward Hadaway we have helped numerous […]

Getting Financial Help – Who Should Dentists & Doctors Go To?

If you’re looking for help with your financial planning decisions, there are a number of resources you can turn to: The internet / media Friends and family Your own knowledge Ideally, it’s likely that you’ll want impartial information upon which you can make objective decisions. Whilst these three resources can be utilised, they may not ‘do […]

Income Protection Cover – Should I Cancel My Plan?

Q. I’ve had my income protection policy for a number of years now and, as I’m approaching my 50th birthday I’m wondering if it’s worth keeping the policy going. In particular (and maybe to help me decide), I’m curious to know how many people actually claim on this type of cover each year? Do the insurance companies […]

7 Mistakes Dentists Make After Retirement 

So you want to know the 7 mistakes dentists make after retirement? Before I go into them there’s something you need to know (and I’m sure you’ll be seeing this amongst your peers)… more and more dentists in the UK are retiring before the age of 60! The reason? Since the further reduction to the […]