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    About Dental Medical Financial Planners

    As a Chartered firm of financial planners, we’re constantly working hard to meet rigorous professional and ethical criteria to provide you with the best advice, service and support possible. We help you take control of your own financial future, encouraging you to make the best decisions now that will enable you to achieve your desired goals in the future.

    We design easy to understand financial plans that focus on your future, with the aim of achieving financial security for you and your family. We have a variety of services that address a wide range of client-based issues, but we will always approach each individual’s personal situation with a consistent and unbiased attitude.

    Our aim is that you will have:

    • A higher level of confidence in the achievability of your financial and lifestyle goals
    • Satisfaction that the decisions you are making are the right ones for you
    • Increased peace of mind

    Who We Are

    Your two chief financial planners, Ray Prince and Graeme Urwin, collectively hold over 50 years of experience working specifically with dentists and doctors. Here’s a bit more information about Ray and Graeme, in their own words…



    “I have worked as a Financial Planner since 1994 and specialise in advising dentists and doctors throughout the UK. My passion is working with and helping clients who want an unbiased view as to how they can achieve their lifestyle and financial goals and objectives.

    I regularly present financial planning seminars and workshops to dentists and doctors and contribute to the dental trade press publications. I also hold the Certified Financial Planner™ licence (one of approximately 1,000 in the UK).

    I like to help others less fortunate than myself and have volunteered for Crisis, the charity for the homeless, and have completed a skydive for Dentaid, raising funds for under-resourced dentists in the developing world. I also did the Great North Run in 2017, raising funds for Cancer Research UK.

    Originally from the North East, I have lived in various parts of the UK and returned to my roots in 2004. I am married to Laura and we live in Whitley Bay with our two daughters.

    I tend to lead quite a busy life and enjoy keeping fit through running and the gym. When I’m not exercising, you’ll probably find me working through my long ‘to do’ list which never seems to go down!”

    Qualifications & Memberships



    “I started as a Financial Adviser in 1986, after being in the corporate world with Mars Group.  Joining the Medical Sickness Society, I specialised in advising medics and dentists, quickly realising this was a niche I really enjoyed.

    MSS were taken over by the Wesleyan, and so I decided to become an independent and impartial Financial Planner, thereby being able to offer the very best of advice to my clients throughout the UK.

    I never forget that it is my clients who employ me, and have enjoyed helping them achieve their goals in life for over 30 years now. These relationships have stood the test of time, and I now commonly help their children and parents to minimise Inheritance Tax.

    I enjoy presenting financial planning seminars and workshops to doctors & dentists, showing how having a financial strategy is very different to buying policies ad hoc over the years.  

    I am constantly humbled by the work a good hospice does, and support St Oswald’s Hospice, as well as having run many half marathons for charities – yes, The Great North Run is the best!

    I am a Durham lad, and after living in the South for many years I returned to the sunny North East in 2000, enabling my daughter Charlotte to see her grandparents more often.

    I live in Rothbury in the Northumberland hills, and enjoy walking, archeology, and genealogy linked to DNA evidence. I also enjoy playing badminton, and am trying to master the very annoying sport of real tennis.”

    Qualifications & Memberships

    To learn how you can benefit from our dental or medical financial services, simply contact us today so we can arrange your complimentary 30 minute financial audit to discuss your needs.


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